Your Home,Your Future

Local mortgage experts helping you buy, refinance, and build equity with confidence.

25+

Years Lending Experience

60+

Licensed Loan Officers

Your Goals, our Priority:
Making homeownership Happen

Local Experts Who Know Your Market

Your loan officer lives and works in your community. They understand local housing trends, neighborhood values, and the programs available in your area. That local knowledge means better advice and a smoother path to closing.

A Simple, Transparent Process

We walk you through every step, from pre-approval to closing day. No surprises, no confusing jargon. You will always know where you stand, what comes next, and exactly what to expect.

Dedicated Support From Start to Finish

You will never feel like just another file number. Your loan officer is your single point of contact, available by phone, text, or email.

why our
Clients love us

Battle Creek, MI

Kayla D.

Doug was amazing to work with on the purchase of my first home. No matter the day or the time I could always contact Doug. Open communication and the knowledge he possesses made my experience very smooth. I recommend Doug for all of your lending needs.

Portage, MI

jamez

Greatest experience I could ask for. One lender denied me 2 weeks before closing. Doug and his team came to my rescue and made it so simple to complete. Very flexible with work schedules and always a fast response. I look forward to working with him again and definitely recommend.

Nashville, MI

Matthew P.

Doug was kind and professional to work with. He was very helpful during the entire process. If he didn't have the answer, Doug was sure to get the answer quickly. It was a pleasure working with Doug on getting my new house. I would gladly work with Doug again.

Muskegon, MI

leelee96667

I have to give the highest compliment and recommendation to my lender Doug. I recently purchased my new home. Doug had great knowledge, patience and professionalism through this process with me, and I wasn't the easiest person to deal with. Purchasing a home is very stressful and he was there every step of the way.

Ovid, MI

Stewart L.

Doug was great to work with. He was very prompt with communications and was very open to answering questions. He turned requests around very quickly. Even my realtor was impressed and said this was the best remote lender that she had ever worked with. I highly recommend.

Stevensville, MI

David

VA loans can be tedious. Doug did an outstanding job communicating everything and keeping me updated as the process continued. The online portal was also an excellent addition, very helpful.

Grand Rapids, MI

Ngrace

Doug was incredibly helpful and knowledgeable. He was able to get us a pre approval letter same day, within minutes so we could offer on a house. He made the underwriting process understandable and smooth. Stress free experience. 10/10.

Smithfield, NC

Eric

When I began my journey to buy a home in Smithfield, I was filled with anxiety regarding my chances for a loan required for this area. From our first conversation, Kevin set a high standard. He was more than a lender. He was a trusted advisor, providing clear and timely communication. Kevin and his team were patient, supportive, and made me feel like family, easing the stress of such an important purchase.

Raleigh, NC

Susan C.

This will be my mortgage group from now on. I will not go anywhere else and highly recommend using them for your purchase. Timely communication throughout the process whenever we had questions, concerns, or just needed a little hand holding. They did whatever was needed.

Alexei K.

Durham, NC

Absolutely top notch. I just closed on a house yesterday with them and they were extremely helpful through the entire process. As a first time buyer I had questions and they were so patient with me through the process. They were really fast compared to other offerings and gave us a great rate.

Apex, NC

Kristina S.

Kevin and his team are great at what they do and fun to work with too. They got us a great rate, took care of everything and made the process of getting a loan for our home purchase so easy.

We Put Your Priorities First

City First Mortgage is a division of Gold Star Mortgage Financial Group, one of the largest privately held mortgage companies in the country. We combine the personal attention of a local lender with the resources and stability of a national organization.

Our loan officers take time to understand your financial goals and help you find the right loan for your situation, whether you are buying your first home, upgrading, refinancing, or tapping into your equity.

Ready to see what is possible?
Connect with a loan officer near you and take the first step toward your next chapter. We are here to make the process clear, simple, and focused on what matters most to you.

3 ways to get started

10 minute
application process

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01
unlock your best
mortgage option

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Rate quote

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02
get a personalized
experience

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consultation

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03

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