Building Stronger communities, one home at a time.
see all reviews

Average Zillow rating
across 2,350 verified reviews
Years of trusted lending
States plus DC where we are licensed
Total Funded
More Than a Mortgage Company

People First, Borrower Always
City First Mortgage is built on people. Our team brings deep expertise in conventional, government, jumbo, and specialty lending, with a culture that puts the borrower first at every step. We invest in technology, training, and community so every loan officer can deliver a level of service that earns referrals and repeat business. From first-time buyers to seasoned investors, our clients work with professionals who treat their goals as a personal commitment.
Trusted Guidance
Smart Financial Choices
Personalized Solutions
Homeownership Focus

The Lender Clients Trust for Life
We believe homeownership is one of the most important financial decisions a family will ever make. Our vision is to be the lender clients trust for life, the partner real estate professionals recommend without hesitation, and the workplace where the best mortgage talent in the country chooses to build their career. We measure our success by the long-term relationships we build, not the transactions we close.
Trusted Guidance
Smart Financial Choices
Personalized Solutions
Homeownership Focus

Integrity at Every Step
Integrity comes first. We say what we will do and we do what we say. We respect the borrower's time, their trust, and their financial future. We back our work with clear communication, accurate disclosures, and accountability at every level. We give back to the communities we serve, including ongoing support of veterans through the Gold Star Foundation. And we treat each loan as a long-term relationship, not a one-time transaction.
Trusted Guidance
Smart Financial Choices
Personalized Solutions
Homeownership Focus
Our Leadership Team
.png)
Jon Prussel
Jon Prussel leads City First Mortgage as President, overseeing strategy, operations, and growth across the company's national footprint. He brings decades of mortgage industry leadership focused on building durable lender-borrower relationships and scalable operations.

Dennis Raico serves as Executive Vice President of City First Mortgage, driving enterprise-wide initiatives across sales, operations, and partner channels. His career spans senior roles in mortgage banking and capital markets.
Dennis Raico

Ken Goldsmith is Divisional Sales Manager at City First Mortgage. He coaches branch managers and loan originators across the division and is licensed under NMLS #452844.
Ken Goldsmith

Jennifer Fowler leads divisional operations at City First Mortgage. She manages processing, underwriting coordination, and closing workflows that keep loan files moving from application to funding.
Jennifer Fowler

Jason Richardson is Divisional Marketing Manager and a licensed Senior Mortgage Advisor at City First Mortgage (NMLS #256859). He oversees marketing technology, lead generation, and brand strategy across the division. Licensed in California, Hawaii, and Texas.
Jason Richardson

Daniel Milstein founded Gold Star Mortgage Financial Group in 2000 and has grown the company into one of the nation's leading independent mortgage banks, with 50+ branches across the country. He is a New York Times bestselling author and a recognized industry leader.
Daniel Milstein

AJ Franchi serves as President and Chief Operating Officer of Gold Star Mortgage Financial Group, the parent company of City First Mortgage. He oversees enterprise operations, technology, and capital markets.
AJ Franchi
meet our
loan experts
explore all
locations
Our awards
& accolades
proudly Since 2020
connect with us on social media
Get the latest mortgage tips and updates
Build Your Career at City First
Join a national lender backed by 25 years of trusted lending and a culture that invests in your growth.




