Asset-Based Loans
Turn your portfolio into qualifying income
Asset depletion and asset qualifier programs convert savings, investments, and retirement funds into qualifying income. A strong fit for retirees and high-net-worth borrowers with substantial balance sheets and modest paper income. Available through our wholesale lending network.
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01
No employment required
Qualification does not depend on a paycheck.
02
Asset depletion formulas
Liquid assets are converted into a monthly qualifying income figure.
03
Multiple account types
Checking, savings, brokerage, and eligible retirement accounts can count.
04
Flexible occupancy
Primary residence, second home, and investment options available.
01
Keep investments working
Assets are measured, not liquidated.
02
Built for retirees
Qualify from the wealth you already built.
03
Simplified income picture
No juggling pension, distribution, and dividend documentation.
04
High-balance friendly
Loan amounts that fit substantial purchases.
frequently asked questions
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