DSCR Loans

Investment property financing based on rental income

Debt service coverage ratio loans qualify the property, not your paycheck. If the rent supports the payment, the deal can work, with no personal income documentation required. Available through our wholesale lending network.

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DSCR Loans Features

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01

LLC vesting available

Close in an entity where permitted for liability and portfolio planning.

02

No personal income docs

No tax returns, W-2s, or employment verification.

03

Qualify on rental income

The property's cash flow carries the qualification.

04

Short-term rental friendly

Programs available that consider documented or projected STR income.

Loan Program DSCR Loans Benefit

01

Faster files

Less documentation means fewer conditions to chase.

02

Scale your portfolio

Add properties without re-documenting personal income each time.

03

Investor-first structure

Terms designed around how rental investors operate.

04

Purchase or refinance

Acquire new rentals or pull equity from properties you already own.

frequently asked questions

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Ready For A DSCR Loans

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