DSCR Loans
Investment property financing based on rental income
Debt service coverage ratio loans qualify the property, not your paycheck. If the rent supports the payment, the deal can work, with no personal income documentation required. Available through our wholesale lending network.
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01
LLC vesting available
Close in an entity where permitted for liability and portfolio planning.
02
No personal income docs
No tax returns, W-2s, or employment verification.
03
Qualify on rental income
The property's cash flow carries the qualification.
04
Short-term rental friendly
Programs available that consider documented or projected STR income.
01
Faster files
Less documentation means fewer conditions to chase.
02
Scale your portfolio
Add properties without re-documenting personal income each time.
03
Investor-first structure
Terms designed around how rental investors operate.
04
Purchase or refinance
Acquire new rentals or pull equity from properties you already own.
frequently asked questions
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